How much HST comes off your new home?
For agreements signed between April 1, 2026 and March 31, 2027, the full 13% HST comes off a new home in Ontario priced under $1,000,000, up to $130,000, for every buyer, including long-term rental investors. Enter a price and your plans to see what the relief is worth and whether the timing rules fit. Then let us confirm it and send you the projects that qualify.
Confirm your eligibility and get the projects that fit
Tell us your price range and plans. We will confirm which relief applies, how much it is worth on the homes you are considering, and send the current price lists for projects whose occupancy fits the deadlines. An expert will reply within minutes on WhatsApp.
HST rebate on new homes: common questions
How much is the HST rebate on a new home in Ontario in 2026?
For purchase agreements signed between April 1, 2026 and March 31, 2027, the full 13% HST is removed on a new home priced up to $1,000,000. The relief is capped at $130,000 for homes between $1,000,000 and $1,500,000, phases down to $24,000 at $1,850,000, and is $24,000 above that.
Do I have to be a first-time buyer to get the 2026 HST relief?
No. The 2026 relief applies to all buyers of a new home from a builder in Ontario, for a primary residence or a qualifying long-term rental. A separate first-time buyer rebate (full 13% up to $1,000,000, phasing to $24,000 at $1,500,000) runs for agreements signed until the end of 2030.
Does the HST relief apply to rental investment properties?
Yes, for long-term residential rentals. Short-term rentals do not qualify. For rental purchases the home must be substantially completed by December 31, 2029.
Do condos and townhomes qualify?
Yes. Condos, condo townhomes, freehold townhomes and detached homes bought new from a builder all qualify, subject to the price, use and construction-timing rules.
What is the deadline?
The purchase agreement must be signed by March 31, 2027. For primary residences, construction must start by December 31, 2028 and be substantially completed by December 31, 2031; for rentals, completion by December 31, 2029.
How do I receive the rebate?
The intended route is a builder credit at closing, as with earlier Ontario new-home rebates. Ontario’s legislation received Royal Assent on May 12, 2026; if your closing happens before the CRA application process is live, you may need to pay the provincial portion at closing and claim it back. Confirm the mechanics with the builder and your lawyer.
Does a resale home or an assignment qualify?
Resale homes do not qualify. Most assignment purchases of someone else’s pre-construction contract do not either; ask before assuming an assignment is covered.
Read the full guide: Ontario HST rebate on new homes 2026–2027. Investors: HST relief for rental purchases. First-time buyers: how to stack every program. Or browse projects under $1M.
This calculator is general information from a real estate brokerage, not tax or legal advice. Amounts are estimates based on the program rules as published in 2026 and may change.
